7 Useful questions if you plan to take a flexible income from your pension
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Are you looking to start drawing an income from your pension? A flexible income puts you in control and means you can adjust how much you withdraw. It is important to consider what income is the “right” amount to balance your short- and long-term needs. Is there a risk that you could withdraw too much too soon and face financial insecurity in your later years?
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According to research from Which?, a retired couple would need an income of £28,000 a year to live a “comfortable” lifestyle. A comfortable lifestyle includes an annual holiday budget of almost £4,000 and more than £1,200 to spend on recreational and leisure activities. How does that sound to you?